12023 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 2,336
Zip code population in 2010: 2,196
Zip code population in 2000: 2,121

Houses and condos: 985
Renter-occupied apartments: 143
March 2022 cost of living index in zip code 12023: 95.3 (near average, U.S. average is 100)

Land area: 57.6 sq. mi.
Water area: 0.3 sq. mi.

Population density: 41 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,913 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,993 (2.0%)

For population 25 years and over in 12023:

• High school or higher: 97.5%
• Bachelor's degree or higher: 30.2%
• Graduate or professional degree: 11.9%
• Unemployed: 4.5%
• Mean travel time to work (commute): 36.1 minutes

For population 15 years and over in 12023:

• Never married: 27.7%
• Now married: 63.0%
• Separated: 1.7%
• Widowed: 3.2%
• Divorced: 4.4%

• 
• • 2,25096.4%White
  • 512.2%Two or more races
  • 231.0%Asian
  • 70.3%Black
  • 20.09%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 12023, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $67,272 (Individual Income Tax Returns)

Here:	$67,272
State:	$90,930

Salary/wage: $59,346 (reported on 75.7% of returns)

Here:	$59,346
State:	$72,104

(% of AGI for various income ranges: 1022.5% for AGIs below $25k, 3577.8% for AGIs $25k-50k, 6111.7% for AGIs $50k-75k, 8606.2% for AGIs $75k-100k, 13919.3% for AGIs $100k-200k)

Taxable interest for individuals: $428 (reported on 41.7% of returns)

This zip code:	$428
New York:	$3,075

(% of AGI for various income ranges: 16.9% for AGIs below $25k, 18.3% for AGIs $25k-50k, 22.5% for AGIs $50k-75k, 38.8% for AGIs $75k-100k, 44.0% for AGIs $100k-200k)

Ordinary dividends: $2,223 (reported on 21.4% of returns)

Here:	$2,223
State:	$11,095

(% of AGI for various income ranges: 36.2% for AGIs below $25k, 25.6% for AGIs $25k-50k, 44.2% for AGIs $50k-75k, 53.8% for AGIs $75k-100k, 192.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,384 (reported on 18.4% of returns)

Here:	+$5,384
State:	+$44,925

(% of AGI for various income ranges: 35.0% for AGIs below $25k, 22.2% for AGIs $25k-50k, 102.5% for AGIs $50k-75k, 91.2% for AGIs $75k-100k, 487.3% for AGIs $100k-200k)

Profit/loss from business: +$10,531 (reported on 12.6% of returns)

Here:	+$10,531
State:	+$14,940

(% of AGI for various income ranges: 137.5% for AGIs below $25k, 159.2% for AGIs $50k-75k, 208.8% for AGIs $75k-100k, 527.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,450 (reported on 9.7% of returns)

12023:	$17,450
New York:	$19,609

(% of AGI for various income ranges: 167.2% for AGIs $25k-50k, 373.3% for AGIs $50k-75k, 664.0% for AGIs $100k-200k)

Total itemized deductions: $25,140 (reported on 4.9% of returns)

Here:	$25,140
State:	$39,326

(% of AGI for various income ranges: 534.2% for AGIs $50k-75k, 410.7% for AGIs $100k-200k)

Charity contributions: $6,967 (reported on 2.9% of returns)

Here:	$6,967
State:	$15,420

(% of AGI for various income ranges: 261.2% for AGIs $75k-100k)

Taxes paid: $9,240 (reported on 4.9% of returns)

12023:	$9,240
State:	$9,183

(% of AGI for various income ranges: 212.5% for AGIs $50k-75k, 138.0% for AGIs $100k-200k)

Earned income credit: $1,970 (reported on 9.7% of returns)

Here:	$1,970
State:	$2,138

(% of AGI for various income ranges: 58.8% for AGIs below $25k, 57.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.2%

Here:	94%
State:	95%

(% for various income ranges: 92.0% for AGIs below $25k, 95.8% for AGIs $25k-50k, 94.1% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 95.5% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12023, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $52,967 (Individual Income Tax Returns)

Here:	$52,967
State:	$77,088

Salary/wage: $48,124 (reported on 82.0% of returns)

Here:	$48,124
State:	$60,593

(% of AGI for various income ranges: 64.8% for AGIs below $25k, 78.3% for AGIs $25k-50k, 72.0% for AGIs $50k-75k, 72.3% for AGIs $75k-100k, 77.5% for AGIs $100k-200k)

Taxable interest for individuals: $450 (reported on 44.0% of returns)

This zip code:	$450
New York:	$3,125

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,412 (reported on 24.0% of returns)

Here:	$1,412
State:	$10,299

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,986 (reported on 14.0% of returns)

Here:	+$1,986
State:	+$42,474

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Profit/loss from business: +$8,940 (reported on 15.0% of returns)

Here:	+$8,940
State:	+$16,168

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.4% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,810 (reported on 10.0% of returns)

12023:	$8,810
New York:	$17,621

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 3.8% for AGIs $25k-50k, 3.7% for AGIs $75k-100k)

Total itemized deductions: $17,859 (20% of AGI, reported on 34.0% of returns)

Here:	$17,859
State:	$34,985

Here:	20.0% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 6.0% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 13.8% for AGIs $100k-200k)

Charity contributions: $1,932 (reported on 25.0% of returns)

Here:	$1,932
State:	$5,572

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $9,132 (reported on 34.0% of returns)

12023:	$9,132
State:	$18,656

(% of AGI for various income ranges: 2.3% for AGIs below $25k, 2.6% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 8.0% for AGIs $100k-200k)

Earned income credit: $2,100 (reported on 12.0% of returns)

Here:	$2,100
State:	$2,230

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:	50%
State:	66%

(% for various income ranges: 41.2% for AGIs below $25k, 54.2% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 57.1% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12023, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $41,739 (Individual Income Tax Returns)

Here:	$41,739
State:	$59,519

Salary/wage: $39,453 (reported on 84.0% of returns)

Here:	$39,453
State:	$50,673

(% of AGI for various income ranges: 81.6% for AGIs below $10k, 65.4% for AGIs $10k-25k, 80.4% for AGIs $25k-50k, 77.6% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 82.9% for AGIs over 100k)

Taxable interest for individuals: $733 (reported on 57.2% of returns)

This zip code:	$733
New York:	$2,377

(% of AGI for various income ranges: 8.6% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,327 (reported on 26.6% of returns)

Here:	$1,327
State:	$5,394

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$2,293 (reported on 20.3% of returns)

Here:	+$2,293
State:	+$23,581

(% of AGI for various income ranges: -1.6% for AGIs below $10k, 4.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Profit/loss from business: +$5,329 (reported on 16.0% of returns)

Here:	+$5,329
State:	+$13,809

(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 0.4% for AGIs over 100k)

IRA payment deduction: $2,407 (reported on 2.6% of returns)

12023:	$2,407
New York:	$3,115

Total itemized deductions: $15,099 (21% of AGI, reported on 32.6% of returns)

Here:	$15,099
State:	$25,864

Here:	21.4% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 8.9% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 12.9% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Charity contributions deductions: $1,873 (3% of AGI, reported on 28.5% of returns)

Here:	$1,873
State:	$4,439

Here:	2.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $4,893 (reported on 80.4% of returns)

12023:	$4,893
State:	$11,730

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Earned income credit: $1,462 (reported on 10.4% of returns)

Here:	$1,462
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 53.7%

Here:	54%
State:	67%

(% for various income ranges: 42.8% for AGIs below $10k, 54.4% for AGIs $10k-25k, 53.2% for AGIs $25k-50k, 64.9% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 58.1% for AGIs over 100k)

Nearest zip codes: 12147, 12059, 12157, 12120, 12122, 12193.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 65
Household did not receive Food Stamps/SNAP in the past 12 months: 792

Women who had a birth in the past 12 months: 37 (34 now married, 3 unmarried)
Women who did not have a birth in the past 12 months: 431 (187 now married, 242 unmarried)

Housing units in zip code 12023 with a mortgage: 382 (33 second mortgage, 34 both second mortgage and home equity loan)
Houses without a mortgage: 10

Median monthly owner costs for units with a mortgage: $1,688
Median monthly owner costs for units without a mortgage: $716

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12023 household income distribution in 2022

• 27Less than $10,000
• 10$10,000 to $14,999
• 2$15,000 to $19,999
• 28$20,000 to $24,999
• 16$25,000 to $29,999
• 10$30,000 to $34,999
• 7$35,000 to $39,999
• 16$40,000 to $44,999
• 32$45,000 to $49,999
• 93$50,000 to $59,999
• 66$60,000 to $74,999
• 115$75,000 to $99,999
• 203$100,000 to $124,999
• 124$125,000 to $149,999
• 37$150,000 to $199,999
• 65$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12023

• 12$15,000 to $19,999
• 3$30,000 to $34,999
• 15$35,000 to $39,999
• 2$50,000 to $59,999
• 19$80,000 to $89,999
• 5$90,000 to $99,999
• 24$100,000 to $124,999
• 25$125,000 to $149,999
• 51$150,000 to $174,999
• 88$175,000 to $199,999
• 91$200,000 to $249,999
• 150$250,000 to $299,999
• 57$300,000 to $399,999
• 31$400,000 to $499,999
• 118$500,000 to $749,999
• 7$2,000,000 or more

• Rent paid by renters in 2022 in zip code 12023

• 7$400 to $449
• 19$550 to $599
• 37$700 to $749
• 5$800 to $899
• 5$900 to $999
• 8$1,000 to $1,249
• 7$1,500 to $1,999
• 13$3,000 to $3,499
• 32No cash rent

Median gross rent in 2022: $1,105.

Median price asked for vacant for-sale houses and condos in 2022: $656,316.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $246,460
• American Indian or Alaska Native householders: $250,414

Estimated median house or condo value in 2022: $257,795 Lower value quartile - upper value quartile: $189,084 - $349,991

Housing units in structures:

• One, detached: 878
• One, attached: 9
• Mobile homes: 85
• Boats, RVs, vans, etc.: 4

Unemployment: 4.5%

• Means of transportation to work in zip code 12023

• 64.3%779Drove a car alone
• 21.1%256Carpooled
• 16.4%199Worked at home

• Travel time to work (commute) in zip code 12023

• 3Less than 5 minutes
• 765 to 9 minutes
• 2510 to 14 minutes
• 14715 to 19 minutes
• 5320 to 24 minutes
• 4425 to 29 minutes
• 6930 to 34 minutes
• 5235 to 39 minutes
• 9440 to 44 minutes
• 29345 to 59 minutes
• 15060 to 89 minutes
• 690 or more minutes

Percentage of zip code residents living and working in this county: 77.0%

Household type by relationship:

Households: 2,336

• Male householders: 549 (98 living alone), Female householders: 315 (48 living alone)

• 560 spouses (560 opposite-sex spouses), 33 unmarried partners, (33 opposite-sex unmarried partners), 714 children (672 natural, 22 adopted, 19 stepchildren), 38 grandchildren, 42 brothers or sisters, 11 parents, 5 foster children, 26 other relatives, 37 non-relatives

Size of family households: 345 2-persons, 143 3-persons, 88 4-persons, 46 5-persons, 53 6-persons, 13 7-or-more-persons

Size of nonfamily households: 146 1-person, 23 2-persons

333 married couples with children.
161 single-parent households (43 men, 118 women).

99.5% of residents of 12023 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• BERNE-KNOX-WESTERLO ES ( in BERNE, NY)

  (National Center for Education Statistics) - STATE ID-010201040002
  Organizations: BERNE-KNOX-WESTERLO CSD (SCHOOL DISTRICT)
  

• BERNE-KNOX-WESTERLO JSHS ( in BERNE, NY)

  (National Center for Education Statistics) - STATE ID-010201040001
  Organizations: BERNE-KNOX-WESTERLO CSD (SCHOOL DISTRICT)
  

• BERNE KNOX WESTERLO SCHOOLS (2021 HELDERBERG TRAIL in BERNE, NY)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: ROBERT E DRAKE (CONTACT/OWNER)
  Alternative names: BERNE CENTRAL SCHOOL DISTRICT

• BERNE-KNOX WESTLO SCHOOL BUS DISTRICT (1769 HELDERBERG TRAIL in BERNE, NY)

  ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
  

Housing units lacking complete plumbing facilities: 5.0%
Housing units lacking complete kitchen facilities: 4.3%

Population in 1990: 2,293.

Place of birth for U.S.-born residents:

• This state: 1,995
• Northeast: 130
• Midwest: 43
• South: 88
• West: 29

78% of the 12023 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

89% of the 12023 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 69% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 33
Students in private schools in grades 9 to 12 (high school): 13 Students in private undergraduate colleges: 6

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1)
• Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
• Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
• Health Care and Social Assistance: Home Health Care Services (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0147.00 , 0148.01, 9907.00


Detailed PMIC statistics for the following Tracts: 0147.00 , 0148.01, 9907.00

Most common first names in zip code 12023 among deceased individuals
Name	Count	Lived (average)
John	18	72.0 years
Joseph	12	71.6 years
William	9	73.9 years
Robert	8	74.0 years
Ruth	8	82.4 years
Charles	8	65.9 years
Anna	7	86.1 years
Dorothy	7	79.3 years
Donald	6	61.8 years
George	6	77.3 years

Most common last names in zip code 12023 among deceased individuals
Last name	Count	Lived (average)
Wright	9	76.1 years
Shultes	8	79.1 years
Schoonmaker	7	83.0 years
Becker	6	80.0 years
Porter	6	72.0 years
Jones	5	81.4 years
Miller	5	84.2 years
Schanz	5	77.4 years
Smith	5	82.2 years
Bolster	4	83.2 years