Estimated zip code population in 2022: 8,513 Zip code population in 2010: 9,293 Zip code population in 2000: 9,381
Houses and condos: 3,620 Renter-occupied apartments: 383
% of renters here:
11%
State:
46%
March 2022 cost of living index in zip code 10989: 131.5 (high, U.S. average is 100)
Land area: 4.9 sq. mi. Water area: 0.6 sq. mi.
Population density: 1,725 people per square mile
(low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
2.0% ($9,805)
New York:
1.5% ($6,180)
Median real estate property taxes paid for housing units with mortgages in 2022: $9,858 (1.9%) Median real estate property taxes paid for housing units with no mortgage in 2022: $9,755 (2.1%)
Estimated median house/condo value in 2022: $492,343
10989:
$492,343
New York:
$400,400
According to our research of New York and other state lists, there was 1 registered sex offender living in 10989 zip code as of May 18, 2024. The ratio of all residents to sex offenders in zip code 10989 is 10,481 to 1. The ratio of registered sex offenders to all residents in this zip code is much lower than the state average.
Median resident age:
This zip code:
49.6 years
New York median age:
40.0 years
Average household size:
This zip code:
2.4 people
New York:
2.5 people
Averages for the 2020 tax year for zip code 10989, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $99,659 (Individual Income Tax Returns)
Here:
$99,659
State:
$90,930
Salary/wage: $88,235 (reported on 78.7% of returns)
Here:
$88,235
State:
$72,104
(% of AGI for various income ranges: 1059.7% for AGIs below $25k, 3652.4% for AGIs $25k-50k, 6432.4% for AGIs $50k-75k, 9540.0% for AGIs $75k-100k, 18432.5% for AGIs $100k-200k, 70148.8% for AGIs over 200k)
Taxable interest for individuals: $1,313 (reported on 49.1% of returns)
This zip code:
$1,313
New York:
$3,075
(% of AGI for various income ranges: 31.8% for AGIs below $25k, 40.0% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 87.8% for AGIs $75k-100k, 113.9% for AGIs $100k-200k, 784.7% for AGIs over 200k)
Ordinary dividends: $5,691 (reported on 33.0% of returns)
Here:
$5,691
State:
$11,095
(% of AGI for various income ranges: 65.3% for AGIs below $25k, 95.1% for AGIs $25k-50k, 148.8% for AGIs $50k-75k, 197.0% for AGIs $75k-100k, 322.7% for AGIs $100k-200k, 2726.5% for AGIs over 200k)
Net capital gain/loss in AGI: +$13,426 (reported on 28.6% of returns)
Here:
+$13,426
State:
+$44,925
(% of AGI for various income ranges: 52.3% for AGIs below $25k, 37.1% for AGIs $25k-50k, 90.2% for AGIs $50k-75k, 243.0% for AGIs $75k-100k, 364.9% for AGIs $100k-200k, 8557.1% for AGIs over 200k)
Profit/loss from business: +$17,712 (reported on 14.9% of returns)
Here:
+$17,712
State:
+$14,940
(% of AGI for various income ranges: 144.8% for AGIs below $25k, 171.4% for AGIs $25k-50k, 119.2% for AGIs $50k-75k, 296.2% for AGIs $75k-100k, 373.1% for AGIs $100k-200k, 4068.8% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $22,122 (reported on 11.9% of returns)
10989:
$22,122
New York:
$19,609
(% of AGI for various income ranges: 94.2% for AGIs below $25k, 155.3% for AGIs $25k-50k, 246.7% for AGIs $50k-75k, 317.2% for AGIs $75k-100k, 690.1% for AGIs $100k-200k, 2528.2% for AGIs over 200k)
Self-employed (Keogh) retirement plans: $18,875 (reported on 0.8% of returns)
10989:
$18,875
New York:
$32,497
(% of AGI for various income ranges: 36.7% for AGIs $25k-50k, 334.1% for AGIs over 200k)
Total itemized deductions: $27,465 (reported on 21.3% of returns)
Here:
$27,465
State:
$39,326
(% of AGI for various income ranges: 226.0% for AGIs below $25k, 346.1% for AGIs $25k-50k, 613.3% for AGIs $50k-75k, 1021.5% for AGIs $75k-100k, 1464.4% for AGIs $100k-200k, 4975.9% for AGIs over 200k)
Charity contributions: $4,994 (reported on 18.7% of returns)
Here:
$4,994
State:
$15,420
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 29.0% for AGIs $25k-50k, 86.9% for AGIs $50k-75k, 116.3% for AGIs $75k-100k, 225.4% for AGIs $100k-200k, 1153.5% for AGIs over 200k)
Taxes paid: $9,473 (reported on 21.3% of returns)
10989:
$9,473
State:
$9,183
(% of AGI for various income ranges: 66.8% for AGIs below $25k, 109.4% for AGIs $25k-50k, 228.4% for AGIs $50k-75k, 425.0% for AGIs $75k-100k, 540.3% for AGIs $100k-200k, 1420.0% for AGIs over 200k)
Earned income credit: $1,759 (reported on 5.4% of returns)
Here:
$1,759
State:
$2,138
(% of AGI for various income ranges: 51.6% for AGIs below $25k, 30.4% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 94.0%
Here:
94%
State:
95%
(% for various income ranges: 92.7% for AGIs below $25k, 91.8% for AGIs $25k-50k, 94.4% for AGIs $50k-75k, 93.5% for AGIs $75k-100k, 96.0% for AGIs $100k-200k, 94.5% for AGIs over 200k)
Averages for the 2012 tax year for zip code 10989, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $83,422 (Individual Income Tax Returns)
Here:
$83,422
State:
$77,088
Salary/wage: $76,035 (reported on 81.0% of returns)
Here:
$76,035
State:
$60,593
(% of AGI for various income ranges: 64.8% for AGIs below $25k, 74.0% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 80.0% for AGIs $100k-200k, 68.1% for AGIs over 200k)
Taxable interest for individuals: $1,254 (reported on 54.1% of returns)
This zip code:
$1,254
New York:
$3,125
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)
Ordinary dividends: $4,482 (reported on 35.7% of returns)
Here:
$4,482
State:
$10,299
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.9% for AGIs over 200k)
Net capital gain/loss in AGI: +$7,004 (reported on 27.3% of returns)
Here:
+$7,004
State:
+$42,474
(% of AGI for various income ranges: 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 8.2% for AGIs over 200k)
Profit/loss from business: +$21,247 (reported on 15.4% of returns)
Here:
+$21,247
State:
+$16,168
(% of AGI for various income ranges: 9.4% for AGIs below $25k, 3.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 6.9% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $14,710 (reported on 13.4% of returns)
10989:
$14,710
New York:
$17,621
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.8% for AGIs over 200k)
Self-employment retirement plans: $18,583 (reported on 1.2% of returns)
10989:
$18,583
New York:
$27,330
Total itemized deductions: $29,737 (25% of AGI, reported on 57.9% of returns)
Here:
$29,737
State:
$34,985
Here:
24.7% of AGI
State:
21.3% of AGI
(% of AGI for various income ranges: 23.9% for AGIs below $25k, 18.9% for AGIs $25k-50k, 20.2% for AGIs $50k-75k, 22.6% for AGIs $75k-100k, 22.2% for AGIs $100k-200k, 17.6% for AGIs over 200k)
Charity contributions: $2,819 (reported on 51.9% of returns)
Here:
$2,819
State:
$5,572
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.7% for AGIs over 200k)
Taxes paid: $16,037 (reported on 57.5% of returns)
10989:
$16,037
State:
$18,656
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 8.3% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 12.0% for AGIs $100k-200k, 11.1% for AGIs over 200k)
Earned income credit: $1,720 (reported on 7.0% of returns)
Here:
$1,720
State:
$2,230
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 0.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 68.1%
Here:
68%
State:
66%
(% for various income ranges: 60.6% for AGIs below $25k, 61.0% for AGIs $25k-50k, 68.5% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 75.9% for AGIs $100k-200k, 76.5% for AGIs over 200k)
Averages for the 2004 tax year for zip code 10989, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $72,325 (Individual Income Tax Returns)
Here:
$72,325
State:
$59,519
Salary/wage: $64,066 (reported on 83.4% of returns)
Here:
$64,066
State:
$50,673
(% of AGI for various income ranges: 109.3% for AGIs below $10k, 66.3% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 70.2% for AGIs over 100k)
Taxable interest for individuals: $1,343 (reported on 68.5% of returns)
This zip code:
$1,343
New York:
$2,377
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)
Taxable dividends: $2,336 (reported on 41.0% of returns)
Here:
$2,336
State:
$5,394
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)
Net capital gain/loss: +$3,936 (reported on 30.7% of returns)
Here:
+$3,936
State:
+$23,581
(% of AGI for various income ranges: -6.6% for AGIs below $10k, -0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)
Profit/loss from business: +$16,178 (reported on 14.8% of returns)
Here:
+$16,178
State:
+$13,809
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.3% for AGIs over 100k)
IRA payment deduction: $3,194 (reported on 3.6% of returns)
10989:
$3,194
New York:
$3,115
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $14,247 (reported on 1.5% of returns)
Here:
$14,247
New York:
$19,016
Total itemized deductions: $24,895 (24% of AGI, reported on 59.6% of returns)
Here:
$24,895
State:
$25,864
Here:
23.6% of AGI
State:
21.9% of AGI
(% of AGI for various income ranges: 37.8% for AGIs below $10k, 22.8% for AGIs $10k-25k, 20.4% for AGIs $25k-50k, 23.0% for AGIs $50k-75k, 24.1% for AGIs $75k-100k, 18.8% for AGIs over 100k)
Charity contributions deductions: $2,842 (3% of AGI, reported on 56.8% of returns)
Here:
$2,842
State:
$4,439
Here:
2.6% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)
Total tax: $12,208 (reported on 84.2% of returns)
10989:
$12,208
State:
$11,730
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.0% for AGIs over 100k)
Earned income credit: $950 (reported on 4.6% of returns)
Here:
$950
State:
$1,757
Percentage of individuals using paid preparers for their 2004 taxes: 71.5%
Here:
71%
State:
67%
(% for various income ranges: 62.9% for AGIs below $10k, 69.6% for AGIs $10k-25k, 69.9% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 76.6% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 118 Household did not receive Food Stamps/SNAP in the past 12 months: 3,253
Women who had a birth in the past 12 months: 66 (65 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 1,732 (756 now married, 969 unmarried)
Housing units in zip code 10989 with a mortgage: 1,798 (240 second mortgage, 33 home equity loan, 191 both second mortgage and home equity loan) Houses without a mortgage: 84
Median monthly owner costs for units with a mortgage: $3,346 Median monthly owner costs for units without a mortgage: $1,454
Residents with income below the poverty level in 2022:
This zip code:
3.5%
Whole state:
14.3%
Residents with income below 50% of the poverty level in 2022:
This zip code:
0.3%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
6.7
State:
6.3
Median number of rooms in apartments:
Here:
4.0
State:
3.8
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 10989: Rockland Lake Executive Golf Course (A), Christian Herald Childrens Home (B), Valley Cottage Free Library (C), Nyack Manor Nursing Home (D), Tolstoy Foundation Rehabilitation and Nursing Center (E), Valley Cottage Fire District (F). Display/hide their locations on the map
Churches in zip code 10989 include: The Childrens Temple (A), All Saints Episcopal Church (B), Elim Alliance Church (C). Display/hide their locations on the map
In group quarters: 269 (-1 institutionalized population)
Size of family households: 1,135 2-persons, 511 3-persons, 469 4-persons, 111 5-persons, 100 6-persons
Size of nonfamily households: 900 1-person, 187 2-persons
1,005 married couples with children.
61 single-parent households (19 men, 42 women).
74.4% of residents of 10989 zip code speak English at home.
2.8% of residents speak Spanish at home (84% very well, 16% well).
11.1% of residents speak other Indo-European language at home (56% very well, 43% well, 1% not at all).
9.3% of residents speak Asian or Pacific Island language at home (77% very well, 23% well, 1% not well).
3.2% of residents speak other language at home (100% very well).
Foreign born population: 2,131 (25.0%) (80.6% of them are naturalized citizens)
This zip code:
25.0%
Whole state:
22.7%
21%Malaysia
12%Bhutan
9%Cabo Verde
6%Poland
6%Afghanistan
5%Greece
4%Chile
16%Irish
16%Italian
6%German
4%American
4%Albanian
3%Ghanaian
3%Romanian
Year of entry for the foreign-born population
3512010 or later
3952000 to 2009
4381990 to 1999
921Before 1990
Facilities with environmental interests located in this zip code:
ALEPAS AUTO WORKS (46D RTE 303 in VALLEY COTTAGE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
GETTY PETROLEUM CORP (RTE 303 in VALLEY COTTAGE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
GETTY SERVICE STATION (RTE 303 in VALLEY COTTAGE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
CORONET JEWELRY MFG CO (48A RTE 303 in VALLEY COTTAGE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: JEWELRY (EXCEPT COSTUME) MANUFACTURING.
Housing units lacking complete plumbing facilities: 1.9% Housing units lacking complete kitchen facilities: 1.5%
77.7%Utility gas
19.5%Electricity
1.1%Bottled, tank, or LP gas
1.1%Fuel oil, kerosene, etc.
0.7%Solar energy
Population in 1990: 9,132. Population change in the 1990s: +249 (+2.7%).
Place of birth for U.S.-born residents:
This state: 4,952
Northeast: 792
Midwest: 219
South: 322
West: 69
69% of the 10989 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 58% lived in this county. Out of people who lived in different counties, 50% lived in New York.
95% of the 10989 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 47% moved from this county. Out of people who lived in different houses, 45% moved from different county within same state. Out of people who lived in different houses, 2% moved from different state. Out of people who lived in different houses, 3% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 80
Here:
12.6%
New York:
15.6%
Students in private schools in grades 9 to 12 (high school): 27
Here:
12.5%
New York:
15.0%
Students in private undergraduate colleges: 81
Here:
24.6%
New York:
39.2%
Occupation by median earnings in the past 12 months ($)
99,014Management occupations
98,471Architecture and engineering occupations
95,899Legal occupations
95,442Sales and related occupations
95,087Health diagnosing and treating practitioners and other technical occupations
82,116Business and financial operations occupations
Companies with federal contracts located in this zip code:
VINTEN INC. (709 EXECUTIVE BLVD. in VALLEY COTTAGE, NY)
$38,447 with Navy for Video Recording and Reproducing Equipment. Signed on 2000-09-08. Completion date: 2000-10-10.
SUPPLY NET INC (614 CORPORATE WAY in VALLEY COTTAGE, NY; small business) : $15,526 in 2 contractsin 2004
$15,440 with Navy for Wire and Cable, Electrical. Signed on 2004-04-08. Completion date: 2004-05-14.
$86, same as above.Signed on 2004-05-12. Completion date: 2004-05-14.
SCHUCK MOVING SYSTEMS CORP (10 FORD PRODUCTS RD in VALLEY COTTAGE, NY; small business)
$5,400 with Navy for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2004-12-10. Completion date: 2005-12-20.
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 2 establishments)
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fire incidents per year is 27. The highest number of reported fires - 41 took place in 2009, and the least - 11 in 2013. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (53.6%), and Outside Fires (28.3%).
Fire incident types reported to NFIRS in Zip Code 10989