315 South Express Street Suite 44 Paris, Arkansas 72855
Phone number: 479-963-1600
Fax number: 479-963-1611
Credit cards accepted: No
Number of employees: 1-5
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Category: Business & Professional Services
Description:
Harmon Appraisal & Consulting is a Residential and Commercial Real Estate Appraisal Service providing professional valuations for Sebastian, Crawford, Franklin, Pope, Yell, Scott, and Logan counties. We specialize in Apartments, Poultry Farms, Retail, Industrial, and Office appraisals. We also provide appraisals to remove Private Mortgage Insurance (PMI). This is the insurance the lender purchases to cover the value difference between the loan amount if the down payment is less than 20% of the purchase price. This is known as the loan-to-value (LTV) ratio of the loan. In 1998, Congress passed the Homeowners Protection Act which requires Lenders remove the PMI payments when the LTV conditions have been met. (The loan is calculated to be less than 80% of the current value of the home.) The costs of the appraisal are recovered in just PMI Removal a few months after the PMI has been removed from the payment.
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