Long Term Care Insurance Advisors, Inc. in Minneapolis, Minnesota
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- Business name: Long Term Care Insurance Advisors, Inc.
- Address:
- 15830 Venture Lane
Minneapolis, Minnesota 55344 - Phone number: 952-937-9127
- Fax number: 952-937-7605
- Business hours:
- Office Hours M-F: 8 am - 5 pm / Available by phone any time
- Year established: 1994
- Credit cards accepted: Yes
- Number of employees: 5-9
- Map:
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- Email address:
- Category: Healthcare
- Description:
- Long Term Care Insurance Advisors has been serving Minneapolis, Minnesota, the Twin Cities, outstate Minnesota, and surrounding states for the past 20 years. LTC Advisors is an independent insurance brokerage located in Eden Prairie, Minnesota dedicated to providing a wide range of very affordable group and low cost individual insurance products including: comprehensive major medical insurance, short term medical insurance, Health Saving Accounts (HSA), Health Reimbursement Accounts (HRA), cheap Medicare supplements, Minnesota long term care insurance partnership plans, critical illness insurance, lifetime income annuities, and low cost disability insurance. LONG TERM CARE INSURANCE We have the lowest rates available from all the major LTC carriers in the state, guaranteed! Ask us about the NEWEST, Minnesota Federal Partnership Certified long term care insurance policy FOR WORKING AGED ADULTS. While LTC insurance might not be cheap, neither are the costs it covers. The solution is to obtain LTC insurance as early as possible when premiums are lower and before any pre-existing conditions arrive. LOCK IN TODAY’S LOW RATES WHILE YOU ARE YOUNG! Minnesotans who purchase qualifying LTC insurance policies will be able to protect more of their assets under a new state plan known as the MINNESOTA LONG TERM CARE (LTC) PARTNERSHIP. The plan gives people greater control over how they finance their long-term care. Currently, in order to qualify for Medical Assistance, a consumer must first draw down his or her personal assets. The LTC Partnership gives Minnesota consumers the ability to protect assets up to the amount of LTC coverage they purchase. For example, consumers who purchase $100,000 of coverage would be able to keep an additional $100,000 of their assets if benefits from a LTC policy are exhausted and they need to apply for Medical Assistance. As an independent insurance brokerage, we can offer you a variety of LTC insurance policies, including nursing home-only policies as well as policies that pay for assisted living and home care. There are also two ways in how coverage is distributed: Reimbursement or Cash benefit. Reimbursement policies will only pay for licensed nursing homes, assisted living facilities and licensed home care agencies. Cash benefit plans pay a cash benefit directly to the policy holder. This newest form of LTC CASH insurance gives our clients a choice regarding who provides their care, and where the care is received. Only a select few insurance carriers offer these new contracts. One feature preferred by many clients is the “Return of Premium” rider added to their LTC insurance contract. This feature is great for the self-employed, and business owners with key employees. Don’t forget to ask for our free tax guide that discusses all the tax deductions available to long term care insurance policy holders. PROVIDERS: MedAmerica Genworth Prudential John Hancock Mutual of Omaha United Security UNUM AARP and others! MAJOR MEDICAL HEALTH INSURANCE AND SHORT TERM MEDICAL INSURANCE When you COMPARE HEALTH INSURANCE RATES, you SAVE! With our new online health insurance quoting engine, you can quickly find and apply for the CHEAPEST health insurance available in Minnesota as heard on WCCO radio and the Patriot. In a matter of just minutes, you can SEARCH the best health insurance companies, COMPARE THEIR PRICES, and find the coverage that FITS YOUR NEEDS! LET US HELP YOU! If you're one of the millions of Americans who buys their own health coverage, INDIVIDUAL HEALTH INSURANCE can offer you a confusing array of options – not all of them good, and few that are inexpensive. WE SIMPLIFY YOUR OPTIONS! Thanks to the recently passed HEALTH CARE REFORM legislation, the landscape is changing for you. Millions of uninsured will soon have access to quality, low cost health insurance. Find out how to CUT YOUR HEALTH INSURANCE PREMIUMS, get coverage if you're SELF-EMPLOYED, or lower the cost of your expensive COBRA health insurance policy. PROVIDERS: BlueCross BlueShield of Minnesota Medica Minnesota Comprehensive Health Association-MCHA Assurant HealthPartners PreferredOne MEDICARE SUPPLEMENTS As an independent brokerage, we can offer you several cheap Medicare Supplement policies to choose from AND with the lowest insurance premiums available in Minnesota! PROVIDERS: BlueCross BlueShield of Minnesota Medica UCARE AARP Mutual of Omaha Humana LIFETIME INCOME ANNUITIES – GUARANTEED INCOME FOR LIFE Annuities are insurance contracts that offer solutions to both sides of the retirement equation: They provide ways to accumulate retirement savings and to turn those savings into a lifetime income stream. For those who need income right away, an immediate annuity converts a lump sum of money (such as money from the sale of a home or business, or a portion of accumulated savings in a workplace retirement plan) into a series of monthly, quarterly, or annual payments. The annuity owner chooses if those income payments last for a specified number of years or for life. Certain annuities offer the option of continuing income payments to a spouse (or other beneficiary) after the annuity owner dies. Some also provide death benefits if death occurs before income payments begin. Other options also may be available, such as guaranteed living benefits, which provide additional savings and income protection. CRITICAL ILLNESS INSURANCE We also offer great estate planning, financial strategy options and great ALTERNATIVES TO COBRA FOR INDIVIDUALS AND GROUPS. We have YOUR best interest in mind. Make an appointment to sit down with us today and we'll help you figure out which long term care insurance, health insurance and Medicare options will work best to fit your needs.
- Photos:
- Last update: 2012-05-16
- Visits: 1589
