Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Been looking on Zillow for homes in the area cannot believe that property insurance is so high. I realize it is higher due to the water proximity and weather but surely this cannot be accurate. Anywhere from $350 to about $1200 a month? Even in areas away from water.
Can some of you give me an idea what you are paying in different areas and price ranges? If it is as bad as it seems, that definitely halts our idea of retiring there.
Thanks
Kate
I find Zillow very unreliable and take anything it says with a grain of salt.
We live just west of the ICW and our homeowners (including wind, etc.) is $1200/year. If you live east of the ICW, rates are higher and much higher the closer to the ocean you get.
I agree with CT. I don't know why Zillow has become such a "go to" site. Actually, the site seems to be a detriment to most sellers since Zillow really UNDERVALUES property. We had an appraisal done on our home prior to listing. Zillow has our home value at $100,000 less than the professionally appraised value!!!
We just purchased a home where the community is on the ICW. The homeowners insurance itself was not bad at all, but the wind and hail is a killer. I believe the total premium is about $2,000 and change a year - certainly not even the 350/month you saw on Zillow. We are not in a flood zone, so did not need flood insurance. PM is you'd like the name of our agent - she finds the best rates!
I purchased a home in Emmens Preserve (East of the ICW) and I pay about $1800 per year. Katie I sent you a PM with my agent's information if you want to talk to someone or get a quote.
Thanks all.
Those that gave insurance agents info., I will contact them once we get our home here listed.
Appreciate the info.
Kate
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
