JoAnn Chin, FEMA Planning Section Chief, speaks to private sector leaders, during a presentation hosted by FEMA Federal Coordinating Officer FCO William Vogel, for private sector partners at FEMA's Joint Field Office (JFO) in Neptune. Lead by Susan Langhoff, FEMA Assistant External Affairs Officer for Private Sector, leaders and members of New Jersey's private sector toured the FEMA JFO in Neptune. FEMA encourages the involvement of the private sector before and after a disaster. Private sector partners include businesses, schools, educational and civic associations that play a major role in the recovery process. Photo by Christopher Mardorf / FEMA