Panama, Iowa

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Population in 2022: 231 (0% urban, 100% rural).
Population change since 2000: +9.0%
 
Males: 84  (36.4%)
Females: 147  (63.6%)
Median resident age:

38.7 years
Iowa median age:

38.9 years

Zip codes: 51562.

Estimated median household income in 2022: $68,285 (it was $37,917 in 2000)
Panama:

$68,285
IA:

$69,588

Estimated per capita income in 2022: $36,997 (it was $20,078 in 2000)

Panama city income, earnings, and wages data

Estimated median house or condo value in 2022: $127,304 (it was $63,200 in 2000)
Panama:

$127,304
IA:

$194,600

Mean prices in 2022: all housing units: $134,298; detached houses: $133,994
March 2022 cost of living index in Panama: 80.2 (low, U.S. average is 100)
Percentage of residents living in poverty in 2022: 6.1%
(5.9% for White Non-Hispanic residents, 50.0% for two or more races residents)

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  • Races in Panama, IA (2022)
    • 23494.7%White alone
    • 83.2%Other race alone
    • 20.8%Two or more races
    • 10.4%American Indian alone

Races in Panama detailed stats: ancestries, foreign born residents, place of birth

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Recent posts about Panama, Iowa on our local forum with over 2,400,000 registered users:
Driving next wk from IA to FL. Route suggestions?  (8 replies)
Iowa Grocery Stores vs. Other States  (53 replies)
Florida to DesMoines  (17 replies)
Humidity in Iowa  (29 replies)
Des Moines Chat Thread  (87 replies)

Latest news from Panama, IA collected exclusively by city-data.com from local newspapers, TV, and radio stations

Ancestries: German (76.2%), Danish (11.9%), American (8.6%), English (1.3%).

Current Local Time: CST time zone

Incorporated on 05/17/1886

Elevation: 1325 feet

Land area: 0.28 square miles.

Population density: 812 people per square mile   (low).

Panama, Iowa map

Median real estate property taxes paid for housing units with mortgages in 2022: $1,796 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,340 (1.4%)

Nearest city with pop. 50,000+: Council Bluffs, IA (38.4 miles , pop. 58,268).

Nearest city with pop. 200,000+: Omaha, NE (42.6 miles , pop. 390,007).

Nearest city with pop. 1,000,000+: Chicago, IL (402.0 miles , pop. 2,896,016).

Nearest cities:

Westphalia, IA (2.0 miles),
Earling, IA (2.1 miles ),
Portsmouth, IA (2.4 miles ),
Harlan, IA (3.1 miles ),
Tennant, IA (3.1 miles),
Defiance, IA (3.1 miles ),
Kirkman, IA (3.3 miles),
Dunlap, IA (3.3 miles )

Latitude: 41.73 N, Longitude: 95.47 W

Area code: 712

Distribution of median household income in Panama, IA in 2022
Distribution of house value in Panama, IA in 2022
Panama satellite photo by USGS

Single-family new house construction building permits:

  • 2022: 1 building, cost: $400,000
  • 2017: 2 buildings, average cost: $282,500
  • 2014: 1 building, cost: $250,000
  • 2009: 1 building, cost: $150,000
  • 2008: 1 building, cost: $200,000
  • 2004: 1 building, cost: $250,000
  • 2003: 1 building, cost: $250,000
  • 2002: 2 buildings, average cost: $175,000
  • 2001: 2 buildings, average cost: $175,000
  • 2000: 1 building, cost: $135,000
  • 1999: 2 buildings, average cost: $110,000
  • 1998: 2 buildings, average cost: $110,000
  • 1997: 2 buildings, average cost: $110,000
Number of permits per 10,000 Panama, IA residents
Average permit cost in Panama, IA
Unemployment in December 2023:
Here:

2.1%
Iowa:

2.7%
Population change in the 1990s: +11 (+5.5%).
Most common industries in Panama, IA (%)
Both Males Females
Most common industries in 2000
  • Truck transportation (21.1%)
  • Health care (14.0%)
  • Construction (7.0%)
  • Other direct selling establishments (6.1%)
  • Educational services (6.1%)
  • Agriculture, forestry, fishing & hunting (4.4%)
  • Food (4.4%)
Most common industries for males in 2000
  • Truck transportation (22.2%)
  • Construction (12.7%)
  • Agriculture, forestry, fishing & hunting (7.9%)
  • Food (7.9%)
  • Educational services (6.3%)
  • Repair & maintenance (6.3%)
  • Groceries & related products merchant wholesalers (4.8%)
Most common industries for females in 2000
  • Health care (25.5%)
  • Truck transportation (19.6%)
  • Other direct selling establishments (9.8%)
  • Personal & laundry services (7.8%)
  • Finance & insurance (5.9%)
  • Educational services (5.9%)
  • Private households (5.9%)
Most common occupations in Panama, IA (%)
Both Males Females
Most common occupations in 2000
  • Other sales and related occupations, including supervisors (11.4%)
  • Registered nurses (8.8%)
  • Driver/sales workers and truck drivers (7.0%)
  • Other office and administrative support workers, including supervisors (5.3%)
  • Farmers and farm managers (4.4%)
  • Building and grounds cleaning and maintenance occupations (4.4%)
  • Financial clerks, except bookkeeping, accounting and auditing clerks (4.4%)
Most common occupations for males in 2000
  • Other sales and related occupations, including supervisors (14.3%)
  • Driver/sales workers and truck drivers (12.7%)
  • Farmers and farm managers (7.9%)
  • Food processing workers (7.9%)
  • Construction laborers (6.3%)
  • Vehicle and mobile equipment mechanics, installers, and repairers (6.3%)
  • Laborers and material movers, hand (6.3%)
Most common occupations for females in 2000
  • Registered nurses (17.6%)
  • Other office and administrative support workers, including supervisors (11.8%)
  • Building and grounds cleaning and maintenance occupations (9.8%)
  • Financial clerks, except bookkeeping, accounting and auditing clerks (9.8%)
  • Personal appearance workers (7.8%)
  • Other sales and related occupations, including supervisors (7.8%)
  • Bookkeeping, accounting, and auditing clerks (5.9%)

Average climate in Panama, Iowa

Based on data reported by over 4,000 weather stations

Panama, Iowa average temperatures Panama, Iowa average precipitation Panama, Iowa humidity Panama, Iowa wind speed Panama, Iowa snowfall Panama, Iowa sunshine Panama, Iowa clear and cloudy days

Tornado activity:

Panama-area historical tornado activity is near Iowa state average. It is 82% greater than the overall U.S. average.

On 6/26/1976, a category F4 (max. wind speeds 207-260 mph) tornado 17.1 miles away from the Panama city center injured 6 people and caused between $500,000 and $5,000,000 in damages.

On 6/27/1953, a category F5 (max. wind speeds 261-318 mph) tornado 44.4 miles away from the city center killed one person and injured 2 people and caused between $50,000 and $500,000 in damages.

Earthquake activity:

Panama-area historical earthquake activity is significantly above Iowa state average. It is 265% greater than the overall U.S. average.

On 9/3/2016 at 12:02:44, a magnitude 5.8 (5.8 MW, Depth: 3.5 mi, Class: Moderate, Intensity: VI - VII) earthquake occurred 374.9 miles away from Panama center
On 11/6/2011 at 03:53:10, a magnitude 5.7 (5.7 MW, Depth: 3.2 mi) earthquake occurred 434.1 miles away from Panama center
On 11/3/2002 at 20:41:56, a magnitude 4.3 (4.3 MB, Depth: 3.1 mi, Class: Light, Intensity: IV - V) earthquake occurred 189.4 miles away from Panama center
On 3/4/1983 at 06:32:18, a magnitude 4.6 (4.4 MB, 4.6 LG, 4.4 ML) earthquake occurred 263.1 miles away from Panama center
On 6/22/2019 at 08:50:24, a magnitude 4.6 (4.6 MW, Depth: 1.9 mi) earthquake occurred 270.9 miles away from the city center
On 7/9/1975 at 14:54:15, a magnitude 4.6 (4.6 MB) earthquake occurred 274.1 miles away from Panama center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), local magnitude (ML), moment magnitude (MW)

Natural disasters:

The number of natural disasters in Shelby County (17) is near the US average (15).
Major Disasters (Presidential) Declared: 14
Emergencies Declared: 2

Causes of natural disasters: Floods: 11, Storms: 8, Tornadoes: 5, Winter Storms: 2, Hurricane: 1, Ice Storm: 1, Snow: 1, Snowstorm: 1, Wind: 1, Other: 1 (Note: some incidents may be assigned to more than one category).
Panama topographic map

Hospitals and medical centers near Panama:

  • ELM CREST RETIREMENT COMMUNITY (Nursing Home, about 10 miles away; HARLAN, IA)
  • HARLAN DIALYSIS (Dialysis Facility, about 10 miles away; HARLAN, IA)
  • MYRTUE MEDICAL CENTER Critical Access Hospitals (about 10 miles away; HARLAN, IA)
  • MYRTUE MED CTR HOME HEALTH (Home Health Center, about 10 miles away; HARLAN, IA)
  • DUNLAP NURSING AND REHAB CENTER (Nursing Home, about 11 miles away; DUNLAP, IA)
  • ROSE VISTA HOME, INC. (Nursing Home, about 13 miles away; WOODBINE, IA)
  • REM IOWA-BIRCH COTTAGE (Hospital, about 16 miles away; SHELBY, IA)

Colleges/universities with over 2000 students nearest to Panama:

  • Iowa Western Community College (about 36 miles; Council Bluffs, IA; Full-time enrollment: 5,344)
  • Metropolitan Community College Area (about 39 miles; Omaha, NE; FT enrollment: 12,236)
  • Creighton University (about 41 miles; Omaha, NE; FT enrollment: 5,370)
  • University of Nebraska Medical Center (about 42 miles; Omaha, NE; FT enrollment: 2,815)
  • University of Nebraska at Omaha (about 43 miles; Omaha, NE; FT enrollment: 12,073)
  • Bellevue University (about 47 miles; Bellevue, NE; FT enrollment: 7,139)
  • Buena Vista University (about 65 miles; Storm Lake, IA; FT enrollment: 2,522)

Points of interest:

Click to draw/clear city borders

Notable locations in Panama: Panama (A), Panama - Washington Township Fire and Rescue (B). Display/hide their locations on the map

Church in Panama: Saint Marys Catholic Church (A). Display/hide its location on the map

Shelby County has a predicted average indoor radon screening level greater than 4 pCi/L (pico curies per liter) - Highest Potential
Average household size:
This city:

2.3 people
Iowa:

2.4 people

Percentage of family households:
This city:

58.2%
Whole state:

64.7%

Percentage of households with unmarried partners:
This city:

5.1%
Whole state:

6.7%


No gay or lesbian households reported

Banks with branches in Panama (2011 data):

  • The Shelby County State Bank: Panama Branch at 104 Main Street, branch established on 1943/05/31. Info updated 2006/11/03: Bank assets: $224.6 mil, Deposits: $201.5 mil, headquarters in Harlan, IA, positive income, Agricultural Specialization, 9 total offices, Holding Company: Lauritzen Corporation

For population 15 years and over in Panama:

Marital status in Panama, IA
  • Never married: 30.8%
  • Now married: 58.8%
  • Separated: 2.3%
  • Widowed: 4.6%
  • Divorced: 3.5%

For population 25 years and over in Panama:

  • High school or higher: 96.2%
  • Bachelor's degree or higher: 14.0%
  • Graduate or professional degree: 3.8%
  • Mean travel time to work (commute): 18.8 minutes
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Education Gini index (Inequality in education)
Here:

6.2
Iowa average:

10.5

Travel time (in minutes) to work in 2022
Means of transportation to work in 2022 - Panama
Presidential Elections Results

Graphs represent county-level data. Detailed 2008 Election Results

Religion statistics for Panama, IA (based on Shelby County data)

Religions Adherents in 2010
Religions Adherents - Change between 2000 and 2010
ReligionAdherentsCongregations
Catholic3,4646
Evangelical Protestant3,34417
Mainline Protestant2,03311
Other1901
None3,136-
Source: Clifford Grammich, Kirk Hadaway, Richard Houseal, Dale E.Jones, Alexei Krindatch, Richie Stanley and Richard H.Taylor. 2012. 2010 U.S.Religion Census: Religious Congregations & Membership Study. Association of Statisticians of American Religious Bodies. Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Graphs represent county-level data

Food Environment Statistics:

Number of grocery stores: 4
Shelby County:

3.25 / 10,000 pop.
Iowa:

2.14 / 10,000 pop.
Number of convenience stores (with gas): 10
This county:

8.12 / 10,000 pop.
Iowa:

5.55 / 10,000 pop.
Number of full-service restaurants: 6
Shelby County:

4.87 / 10,000 pop.
Iowa:

8.01 / 10,000 pop.
Adult diabetes rate:
Shelby County:

8.4%
Iowa:

7.8%
Adult obesity rate:
Shelby County:

27.3%
Iowa:

27.3%
Low-income preschool obesity rate:
This county:

16.0%
Iowa:

14.5%
Local government employment and payroll (March 2022)
Function Full-time employees Monthly full-time payroll Average yearly full-time wage Part-time employees Monthly part-time payroll
Other and Unallocable 1$3,527$42,3240$0
Other Government Administration 0$0 1$32
Totals for Government 1$3,527$42,3241$32

Panama government finances - Expenditure in 2017 (per resident):

  • Construction - Sewerage: $97,000 ($419.91)
    General Public Buildings: $36,000 ($155.84)
    Regular Highways: $19,000 ($82.25)
  • Current Operations - Water Utilities: $55,000 ($238.10)
    Regular Highways: $30,000 ($129.87)
    Solid Waste Management: $20,000 ($86.58)
    Sewerage: $19,000 ($82.25)
    General Public Buildings: $9,000 ($38.96)
    Financial Administration: $6,000 ($25.97)
    Police Protection: $6,000 ($25.97)
    Central Staff Services: $3,000 ($12.99)
    Parks and Recreation: $3,000 ($12.99)
    General - Other: $3,000 ($12.99)
    Judicial and Legal Services: $1,000 ($4.33)
  • General - Interest on Debt: $11,000 ($47.62)
  • Intergovernmental to Local - Other - Police Protection: $6,000 ($25.97)
  • Other Capital Outlay - Sewerage: $164,000 ($709.96)
  • Total Salaries and Wages: $45,000 ($194.81)

Panama government finances - Revenue in 2017 (per resident):

  • Charges - Sewerage: $42,000 ($181.82)
    Solid Waste Management: $21,000 ($90.91)
  • Miscellaneous - Rents: $5,000 ($21.65)
    Interest Earnings: $1,000 ($4.33)
  • Revenue - Water Utilities: $38,000 ($164.50)
  • State Intergovernmental - Highways: $27,000 ($116.88)
    Other: $2,000 ($8.66)
  • Tax - Property: $159,000 ($688.31)
    General Sales and Gross Receipts: $18,000 ($77.92)
    Other License: $1,000 ($4.33)

Panama government finances - Debt in 2017 (per resident):

  • Long Term Debt - Beginning Outstanding - Unspecified Public Purpose: $275,000 ($1190.48)
    Outstanding Unspecified Public Purpose: $275,000 ($1190.48)

Panama government finances - Cash and Securities in 2017 (per resident):

  • Other Funds - Cash and Securities: $420,000 ($1818.18)

Strongest AM radio stations in Panama:

  • KKAR (1290 AM; 50 kW; OMAHA, NE; Owner: WAITT RADIO, INC.)
  • KFAB (1110 AM; 50 kW; OMAHA, NE; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
  • KOIL (1020 AM; 50 kW; PLATTSMOUTH, NE; Owner: WAITT RADIO, INC.)
  • KYDZ (1180 AM; 25 kW; BELLEVUE, NE; Owner: WAITT RADIO, INC.)
  • KOMJ (590 AM; 5 kW; OMAHA, NE; Owner: JOURNAL BROADCAST CORPORATION)
  • WHO (1040 AM; 50 kW; DES MOINES, IA; Owner: CITICASTERS LICENSES, L.P.)
  • KLNG (1560 AM; daytime; 10 kW; COUNCIL BLUFFS, IA)
  • KOZN (1620 AM; 10 kW; BELLEVUE, NE; Owner: WAITT RADIO, INC.)
  • WHB (810 AM; 50 kW; KANSAS CITY, MO; Owner: UNION BROADCASTING, INC.)
  • KTIC (840 AM; daytime; 5 kW; WEST POINT, NE; Owner: WEST POINT BROADCASTING, INC.)
  • KWMT (540 AM; 5 kW; FORT DODGE, IA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
  • KXEL (1540 AM; 50 kW; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
  • KMA (960 AM; 5 kW; SHENANDOAH, IA; Owner: KMA BROADCASTING L.P.)

Strongest FM radio stations in Panama:

  • KXKT (103.7 FM; GLENWOOD, IA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
  • KMLV (88.1 FM; RALSTON, NE; Owner: EDUCATIONAL MEDIA FOUNDATION)
  • KNOD (105.3 FM; HARLAN, IA; Owner: WIRELESS BROADCASTING, L.L.C.)
  • KGOR (99.9 FM; OMAHA, NE; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
  • KEZO-FM (92.3 FM; OMAHA, NE; Owner: JOURNAL BROADCAST CORPORATION)
  • KQCH (94.1 FM; OMAHA, NE; Owner: JOURNAL BROADCAST CORPORATION)
  • KQKQ-FM (98.5 FM; COUNCIL BLUFFS, IA; Owner: WAITT RADIO, INC.)
  • KSRZ (104.5 FM; OMAHA, NE; Owner: JOURNAL BROADCAST CORPORATION)
  • KIWR (89.7 FM; COUNCIL BLUFFS, IA; Owner: IOWA WESTERN COMMUNITY COLLEGE)
  • KDSN-FM (107.1 FM; DENISON, IA; Owner: M & J RADIO CORPORATION)

TV broadcast stations around Panama:

  • KHIN (Channel 36; RED OAK, IA; Owner: IOWA PUBLIC BROADCASTING BOARD)
  • KMTV (Channel 3; OMAHA, NE; Owner: EMMIS TELEVISION LICENSE CORPORATION)
  • KYNE-TV (Channel 26; OMAHA, NE; Owner: NEBRASKA EDUCATIONAL TELECOMMUNICATIONS COMM.)
  • KETV (Channel 7; OMAHA, NE; Owner: KETV HEARST-ARGYLE TELEVISION, INC.)
  • WOWT-TV (Channel 6; OMAHA, NE; Owner: GRAY MIDAMERICA TV LICENSEE CORP.)
  • KPTM (Channel 42; OMAHA, NE; Owner: PAPPAS TELECASTING OF THE MIDLANDS)
  • KXVO (Channel 15; OMAHA, NE; Owner: MITTS TELECASTING COMPANY)
  • KVSS-LP (Channel 67; OMAHA, NE; Owner: VSS CATHOLIC COMMUNICATIONS)
  • National Bridge Inventory (NBI) Statistics
  • 16Number of bridges
  • 203ft / 62.0mTotal length
  • 3,980Total average daily traffic
  • 826Total average daily truck traffic
  • 3,980Total future (year 2038) average daily traffic
New bridges in Panama, IA - historical statistics
  • New bridges - historical statistics
  • 11930-1939
  • 11940-1949
  • 41950-1959
  • 11960-1969
  • 11970-1979
  • 11980-1989
  • 21990-1999
  • 22000-2009
  • 32010-2019
See full National Bridge Inventory statistics for Panama, IA

FCC Registered Broadcast Land Mobile Towers:

4
  • Lat: 41.676667 Lon: -95.537222, Call Sign: KNAK949,
    Assigned Frequencies: 153.335 MHz, Grant Date: 05/05/2021, Expiration Date: 01/15/2031, Registrant: Bonsall Tv And Appl. Inc., 618 Iowa Ave, Dunlap, IA 51529, Phone: (712) 643-5922, Email:

  • L11 MO - PANAMA RDIO, Lat: 41.729083 Lon: -95.473250, Call Sign: KYS865,
    Assigned Frequencies: 161.415 MHz, Grant Date: 01/29/2024, Expiration Date: 03/28/2034, Certifier: W A Miller, Registrant: Bnsf Railway Co., 4515 Kansas Avenue, Kansas City, KS 66106, Phone: (913) 551-4015, Email:

  • PANAMAIA, Lat: 41.760556 Lon: -95.504639, Call Sign: WQYE661,
    Assigned Frequencies: 151.565 MHz, Grant Date: 09/01/2016, Expiration Date: 09/01/2026, Certifier: Joshua D Kaufman, Registrant: Bonsall Tv, 618 Iowa Ave, Dunlap, IA 51529, Phone: (712) 643-5922, Fax: (712) 643-2186, Email:

  • 415 1600 Street (Lat: 41.731667 Lon: -95.493444), Call Sign: WRJT579,
    Assigned Frequencies: 160.200 MHz, Grant Date: 10/24/2020, Expiration Date: 10/24/2030, Certifier: Alex S Assmann, Registrant: Bonsall Tv, 618 Iowa Ave, Dunlap, IA 51529, Phone: (712) 643-5922, Fax: (712) 643-2186, Email:


FCC Registered Microwave Towers:

3
  • Keane Tower, Lat: 41.716944 Lon: -95.485278, Type: Gtower, Structure height: 54.4 m, Overall height: 58 m, Call Sign: WQQC342,
    Assigned Frequencies: 3650.00 MHz, Grant Date: 10/23/2012, Expiration Date: 10/23/2022, Cancellation Date: 11/03/2022, Certifier: Thomas C Conry, Registrant: Farmers Mutual Cooperative Tele. Co, 801 19th St, Harlan, IA 51537, Phone: (712) 744-3131, Fax: (712) 744-3100, Email:

  • Keane Tower, Lat: 41.716944 Lon: -95.485278, Type: Gtower, Structure height: 54.4 m, Overall height: 58 m, Call Sign: WQQC342,
    Assigned Frequencies: 3650.00 MHz, Grant Date: 10/23/2012, Expiration Date: 10/23/2022, Cancellation Date: 11/03/2022, Certifier: Thomas C Conry, Registrant: Farmers Mutual Cooperative Tele. Co, 801 19th St, Harlan, IA 51537, Phone: (712) 744-3131, Fax: (712) 744-3100, Email:

  • Keane Tower, Lat: 41.716944 Lon: -95.485278, Type: Gtower, Structure height: 54.4 m, Overall height: 58 m, Call Sign: WQQC342,
    Assigned Frequencies: 3650.00 MHz, Grant Date: 10/23/2012, Expiration Date: 10/23/2022, Cancellation Date: 11/03/2022, Certifier: Thomas C Conry, Registrant: Farmers Mutual Cooperative Tele. Co, 801 19th St, Harlan, IA 51537, Phone: (712) 744-3131, Fax: (712) 744-3100, Email:


Most common first names in Panama, IA among deceased individuals
NameCountLived (average)
Mary1085.5 years
Anna682.7 years
John684.0 years
Joseph581.8 years
Henry476.5 years
William471.5 years
Agnes387.7 years
Leo375.0 years
Edward372.7 years
Catherine382.0 years
Most common last names in Panama, IA among deceased individuals
Last nameCountLived (average)
Blum983.2 years
Arkfeld885.5 years
Leuschen779.9 years
Schwery675.0 years
Hoffmann578.4 years
Kwapiszeski577.8 years
Mickels583.4 years
Nowatzke582.0 years
Reisz565.4 years
Kenkel479.2 years
Houses and condos Apartments
Most commonly used house heating fuel in houses and condos in Panama, IA
  • 61.5%Bottled, tank, or LP gas
  • 35.2%Electricity
  • 2.2%Utility gas
  • 1.1%Fuel oil, kerosene, etc.
Most commonly used house heating fuel in apartments in Panama, IA
  • 83.3%Electricity
  • 16.7%Utility gas


Panama compared to Iowa state average:

  • Median house value below state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
Cost of Living Calculator