32544 Zip Code (Fort Walton Beach, FL) Detailed Profile

Estimated zip code population in 2022: 2,380
Zip code population in 2010: 1,818
Zip code population in 2000: 3,093

Houses and condos: 648
Renter-occupied apartments: 557
March 2022 cost of living index in zip code 32544: 90.4 (less than average, U.S. average is 100)

Land area: 9.5 sq. mi.
Water area: 0.3 sq. mi.

Population density: 251 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:

For population 25 years and over in 32544:

• High school or higher: 102.2%
• Bachelor's degree or higher: 47.6%
• Graduate or professional degree: 3.9%
• Mean travel time to work (commute): 10.9 minutes

For population 15 years and over in 32544:

• Never married: 32.0%
• Now married: 67.3%
• Separated: 0.0%
• Widowed: 0.0%
• Divorced: 0.8%

• 
• • 1,81076.1%White
  • 39316.5%Hispanic or Latino
  • 733.1%Black
  • 502.1%Two or more races
  • 461.9%Asian
  • 60.3%American Indian

Urban population: 2,232
Rural population: 147

Averages for the 2020 tax year for zip code 32544, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $39,063 (Individual Income Tax Returns)

Here:	$39,063
State:	$82,200

Salary/wage: $38,116 (reported on 100.0% of returns)

Here:	$38,116
State:	$58,347

(% of AGI for various income ranges: 2013.9% for AGIs below $25k, 3603.2% for AGIs $25k-50k, 6389.0% for AGIs $50k-75k, 9402.5% for AGIs $75k-100k, 16667.5% for AGIs $100k-200k)

Taxable interest for individuals: $120 (reported on 11.0% of returns)

This zip code:	$120
Florida:	$4,272

(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 10.0% for AGIs $100k-200k)

Ordinary dividends: $333 (reported on 9.9% of returns)

Here:	$333
State:	$15,863

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 7.0% for AGIs $50k-75k, 52.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$960 (reported on 11.0% of returns)

Here:	+$960
State:	+$62,983

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 2.8% for AGIs $25k-50k, 27.0% for AGIs $50k-75k, 145.0% for AGIs $100k-200k)

Profit/loss from business: +$4,175 (reported on 4.4% of returns)

Here:	+$4,175
State:	+$9,719

(% of AGI for various income ranges: 66.8% for AGIs $25k-50k)

Earned income credit: $2,887 (reported on 16.5% of returns)

Here:	$2,887
State:	$2,306

(% of AGI for various income ranges: 29.1% for AGIs below $25k, 122.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 98.9%

Here:	99%
State:	92%

(% for various income ranges: 100.0% for AGIs below $25k, 96.2% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 32544, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $28,990 (Individual Income Tax Returns)

Here:	$28,990
State:	$60,316

Salary/wage: $28,818 (reported on 99.2% of returns)

Here:	$28,818
State:	$45,277

(% of AGI for various income ranges: 99.8% for AGIs below $25k, 99.7% for AGIs $25k-50k, 99.7% for AGIs $50k-75k, 97.0% for AGIs $75k-100k, 90.8% for AGIs $100k-200k)

Taxable interest for individuals: $227 (reported on 12.7% of returns)

This zip code:	$227
Florida:	$3,587

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $75k-100k)

Ordinary dividends: $557 (reported on 5.9% of returns)

Here:	$557
State:	$12,831

Net capital gain/loss in AGI: +$50 (reported on 3.4% of returns)

Here:	+$50
State:	+$33,493

Profit/loss from business: +$500 (reported on 2.5% of returns)

Here:	+$500
State:	+$10,012

Total itemized deductions: $18,120 (23% of AGI, reported on 4.2% of returns)

Here:	$18,120
State:	$25,533

Here:	23.2% of AGI
State:	18.0% of AGI

Charity contributions: $5,875 (reported on 3.4% of returns)

Here:	$5,875
State:	$5,698

Taxes paid: $3,500 (reported on 4.2% of returns)

32544:	$3,500
State:	$6,203

Earned income credit: $2,953 (reported on 16.1% of returns)

Here:	$2,953
State:	$2,372

(% of AGI for various income ranges: 2.3% for AGIs below $25k, 2.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 20.3%

Here:	20%
State:	54%

(% for various income ranges: 16.7% for AGIs below $25k, 26.9% for AGIs $25k-50k, 44.4% for AGIs $50k-75k)

Averages for the 2004 tax year for zip code 32544, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,037 (Individual Income Tax Returns)

Here:	$25,037
State:	$50,523

Salary/wage: $24,862 (reported on 99.2% of returns)

Here:	$24,862
State:	$39,563

(% of AGI for various income ranges: 95.5% for AGIs below $10k, 99.6% for AGIs $10k-25k, 98.9% for AGIs $25k-50k, 98.6% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 96.4% for AGIs over 100k)

Taxable interest for individuals: $244 (reported on 18.9% of returns)

This zip code:	$244
Florida:	$3,211

(% of AGI for various income ranges: 0.1% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Taxable dividends: $495 (reported on 7.9% of returns)

Here:	$495
State:	$6,129

(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$1,688 (reported on 5.6% of returns)

Here:	+$1,688
State:	+$27,205

Profit/loss from business: +$3,389 (reported on 1.6% of returns)

Here:	+$3,389
State:	+$10,634

IRA payment deduction: $2,583 (reported on 1.0% of returns)

32544:	$2,583
Florida:	$3,082

Total itemized deductions: $14,224 (24% of AGI, reported on 5.8% of returns)

Here:	$14,224
State:	$20,370

Here:	24.4% of AGI
State:	20.7% of AGI

Charity contributions deductions: $3,098 (5% of AGI, reported on 4.5% of returns)

Here:	$3,098
State:	$4,064

Here:	4.9% of AGI
State:	3.8% of AGI

Total tax: $1,627 (reported on 77.0% of returns)

32544:	$1,627
State:	$9,431

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 4.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,934 (reported on 14.6% of returns)

Here:	$1,934
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 57.2%

Here:	57%
State:	60%

(% for various income ranges: 56.2% for AGIs below $10k, 59.0% for AGIs $10k-25k, 58.1% for AGIs $25k-50k, 53.2% for AGIs $50k-75k, 45.5% for AGIs $75k-100k)

Nearest zip codes: 32569, 32548, 32547, 32579, 32542, 32566.
Fort Walton Beach Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 23
Household did not receive Food Stamps/SNAP in the past 12 months: 542

Women who had a birth in the past 12 months: 148 (156 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 501 (407 now married, 94 unmarried)

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 32544 household income distribution in 2022

• 18$20,000 to $24,999
• 20$25,000 to $29,999
• 103$30,000 to $34,999
• 178$35,000 to $39,999
• 15$40,000 to $44,999
• 62$45,000 to $49,999
• 23$50,000 to $59,999
• 15$60,000 to $74,999
• 35$75,000 to $99,999
• 40$100,000 to $124,999
• 13$125,000 to $149,999
• 7$150,000 to $199,999
• 15$200,000 or more

• Rent paid by renters in 2022 in zip code 32544

• 7$1,250 to $1,499
• 523$1,500 to $1,999
• 57$2,000 to $2,499
• 30$2,500 to $2,999
• 15No cash rent

Median gross rent in 2022: $1,881.

Median price asked for vacant for-sale houses and condos in 2022: $1,530,645.

Mean price in 2022:

Detached houses: $473,286

Here:	$473,286
State:	$500,941

Townhouses or other attached units: $322,356

Here:	$322,356
State:	$370,869

In 2-unit structures: $194,193

Here:	$194,193
State:	$423,188

In 3-to-4-unit structures: $2,392,809

Here:	$2,392,809
State:	$309,944

In 5-or-more-unit structures: $659,650

Here:	$659,650
State:	$447,145

Mobile homes: $88,159

Here:	$88,159
State:	$113,202

Occupied boats, RVs, vans, etc.: $94,748

Here:	$94,748
State:	$73,933

Housing units in structures:

• One, detached: 25
• One, attached: 648

• Means of transportation to work in zip code 32544

• 68.0%930Drove a car alone
• 4.4%60Carpooled
• 1.2%16Motorcycle
• 1.0%14Bicycle
• 7.7%105Walked
• 18.1%247Worked at home

• Travel time to work (commute) in zip code 32544

• 194Less than 5 minutes
• 5455 to 9 minutes
• 15710 to 14 minutes
• 2515 to 19 minutes
• 6920 to 24 minutes
• 1725 to 29 minutes
• 3330 to 34 minutes
• 2940 to 44 minutes
• 5245 to 59 minutes

Percentage of zip code residents living and working in this county: 94.9%

Household type by relationship:

Households: 2,380

• Male householders: 455 (0 living alone), Female householders: 105 (0 living alone)

• 540 spouses (540 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 753 children (740 natural, 0 adopted, 13 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

• In group quarters: 521 (-1 institutionalized population)

Size of family households: 131 2-persons, 191 3-persons, 129 4-persons, 12 5-persons, 99 6-persons

713 married couples with children.
44 single-parent households (44 women).

91.7% of residents of 32544 zip code speak English at home.
4.2% of residents speak Spanish at home (70% very well, 30% well).
2.4% of residents speak Asian or Pacific Island language at home (87% very well, 13% well).
0.3% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• SPECIAL TACTICS ADVANCED SKILL (RED HORSE ROAD in HURLBURT FIELD, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JEFFREY PITCHFORD (CONTACT/OWNER)
  

• CONSTRUCT TENT PADS @ PEF ( in HURLBURT FIELD, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: WILLIAM KOLAKOWSKI (CONTACT/OWNER)
  

• MARLER PARK RESTORATION (LOTS 14-19 OF BLOCK 12 SANTA R in FT WALTON BCH, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: MICHAEL CARR (CONTACT/OWNER)
  

Place of birth for U.S.-born residents:

• This state: 339
• Northeast: 233
• Midwest: 254
• South: 524
• West: 967

17% of the 32544 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 21% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

49% of the 32544 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 33% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 17

Companies with federal contracts located in this zip code:

• SHANNON SKOULA-CLARK (121 BARTLEY ST in HURLBURT FIELD, FL; small business)

  $19,032 with Air Force for Educational Services. Signed on 2004-10-01. Completion date: 2005-09-30.

Top industries in this zip code by the number of employees in 2005:

• Professional, Scientific, and Technical Services: Computer Systems Design Services (50-99 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Custom Computer Programming Services (50-99: 1, 20-49: 1)
• Health Care and Social Assistance: Vocational Rehabilitation Services (20-49: 1)
• Finance and Insurance: Credit Unions (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (20-49: 1)
• Professional, Scientific, and Technical Services: Computer Facilities Management Services (10-19: 2, 1-4: 1)
• Professional, Scientific, and Technical Services: Engineering Services (5-9: 3, 1-4: 3)
• Other Services (except Public Administration): Barber Shops (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (10-19: 1)

Detailed HMDA statistics for the following Tracts: 0208.00 , 0212.00


Detailed PMIC statistics for the following Tracts: 0208.00 , 0212.00

Businesses in zip code 32544
Name	Count		Name	Count
Baskin-Robbins	1		Firestone Complete Auto Care	1
Burger King	1		GNC	1
Church's Chicken	1