Estimated zip code population in 2022: 11,117 Zip code population in 2010: 11,329 Zip code population in 2000: 8,655
Houses and condos: 5,422 Renter-occupied apartments: 2,255
% of renters here:
60%
State:
33%
March 2022 cost of living index in zip code 28723: 89.5 (less than average, U.S. average is 100)
Land area: 111.8 sq. mi. Water area: 2.2 sq. mi.
Population density: 99 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.3% ($1,013)
North Carolina:
0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $970 (0.3%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,082 (0.3%)
Estimated median house/condo value in 2022: $363,143
28723:
$363,143
North Carolina:
$280,600
According to our research of North Carolina and other state lists, there were 15 registered sex offenders living in 28723 zip code as of June 05, 2024. The ratio of all residents to sex offenders in zip code 28723 is 733 to 1. The ratio of registered sex offenders to all residents in this zip code is lower than the state average.
Median resident age:
This zip code:
22.1 years
North Carolina median age:
39.2 years
Average household size:
This zip code:
2.0 people
North Carolina:
2.4 people
Averages for the 2020 tax year for zip code 28723, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $48,153 (Individual Income Tax Returns)
Here:
$48,153
State:
$70,020
Salary/wage: $38,227 (reported on 79.8% of returns)
Here:
$38,227
State:
$58,387
(% of AGI for various income ranges: 1129.7% for AGIs below $25k, 3583.8% for AGIs $25k-50k, 6124.1% for AGIs $50k-75k, 9125.4% for AGIs $75k-100k, 18318.5% for AGIs $100k-200k, 61650.0% for AGIs over 200k)
Taxable interest for individuals: $1,111 (reported on 31.7% of returns)
This zip code:
$1,111
North Carolina:
$1,479
(% of AGI for various income ranges: 10.4% for AGIs below $25k, 23.2% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 116.2% for AGIs $75k-100k, 311.5% for AGIs $100k-200k, 720.0% for AGIs over 200k)
Ordinary dividends: $5,247 (reported on 14.4% of returns)
Here:
$5,247
State:
$7,888
(% of AGI for various income ranges: 14.4% for AGIs below $25k, 26.8% for AGIs $25k-50k, 96.4% for AGIs $50k-75k, 159.2% for AGIs $75k-100k, 539.2% for AGIs $100k-200k, 4625.0% for AGIs over 200k)
Net capital gain/loss in AGI: +$16,256 (reported on 13.8% of returns)
Here:
+$16,256
State:
+$23,652
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 21.3% for AGIs $25k-50k, 92.7% for AGIs $50k-75k, 375.4% for AGIs $75k-100k, 1133.8% for AGIs $100k-200k, 23300.0% for AGIs over 200k)
Profit/loss from business: +$12,500 (reported on 16.7% of returns)
Here:
+$12,500
State:
+$11,710
(% of AGI for various income ranges: 147.4% for AGIs below $25k, 211.5% for AGIs $25k-50k, 372.3% for AGIs $50k-75k, 178.5% for AGIs $75k-100k, 1053.1% for AGIs $100k-200k, 6095.0% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $23,855 (reported on 7.1% of returns)
28723:
$23,855
North Carolina:
$20,247
(% of AGI for various income ranges: 20.3% for AGIs below $25k, 31.2% for AGIs $25k-50k, 261.8% for AGIs $50k-75k, 453.8% for AGIs $75k-100k, 1213.8% for AGIs $100k-200k, 10490.0% for AGIs over 200k)
Total itemized deductions: $36,662 (reported on 4.2% of returns)
Here:
$36,662
State:
$34,549
(% of AGI for various income ranges: 663.2% for AGIs $50k-75k, 1122.3% for AGIs $100k-200k, 9240.0% for AGIs over 200k)
Charity contributions: $12,300 (reported on 3.5% of returns)
Here:
$12,300
State:
$13,360
(% of AGI for various income ranges: 192.7% for AGIs $50k-75k, 341.5% for AGIs $100k-200k, 2425.0% for AGIs over 200k)
Taxes paid: $6,400 (reported on 4.2% of returns)
28723:
$6,400
State:
$7,586
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 67.7% for AGIs $50k-75k, 268.5% for AGIs $100k-200k, 1405.0% for AGIs over 200k)
Earned income credit: $2,050 (reported on 13.5% of returns)
Here:
$2,050
State:
$2,337
(% of AGI for various income ranges: 50.8% for AGIs below $25k, 52.0% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 92.0%
Here:
92%
State:
93%
(% for various income ranges: 93.6% for AGIs below $25k, 92.3% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 91.3% for AGIs $75k-100k, 89.7% for AGIs $100k-200k, 75.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 28723, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $40,620 (Individual Income Tax Returns)
Here:
$40,620
State:
$54,937
Salary/wage: $33,370 (reported on 82.3% of returns)
Here:
$33,370
State:
$46,336
(% of AGI for various income ranges: 76.2% for AGIs below $25k, 76.3% for AGIs $25k-50k, 70.8% for AGIs $50k-75k, 60.6% for AGIs $75k-100k, 64.5% for AGIs $100k-200k, 50.0% for AGIs over 200k)
Taxable interest for individuals: $904 (reported on 37.7% of returns)
This zip code:
$904
North Carolina:
$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.6% for AGIs over 200k)
Ordinary dividends: $4,400 (reported on 15.5% of returns)
Here:
$4,400
State:
$6,213
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 4.7% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$2,078 (reported on 13.6% of returns)
Here:
+$2,078
State:
+$12,740
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)
Profit/loss from business: +$6,396 (reported on 19.2% of returns)
Here:
+$6,396
State:
+$10,311
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 4.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $12,288 (reported on 9.1% of returns)
28723:
$12,288
North Carolina:
$15,575
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)
Total itemized deductions: $20,589 (23% of AGI, reported on 23.0% of returns)
Here:
$20,589
State:
$23,438
Here:
23.4% of AGI
State:
21.5% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 8.4% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 15.3% for AGIs $100k-200k, 13.3% for AGIs over 200k)
Charity contributions: $4,233 (reported on 19.2% of returns)
Here:
$4,233
State:
$4,687
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 2.7% for AGIs over 200k)
Taxes paid: $6,192 (reported on 23.0% of returns)
28723:
$6,192
State:
$8,823
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 5.2% for AGIs $100k-200k, 6.4% for AGIs over 200k)
Earned income credit: $1,969 (reported on 18.1% of returns)
Here:
$1,969
State:
$2,376
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 1.2% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 47.2%
Here:
47%
State:
53%
(% for various income ranges: 41.2% for AGIs below $25k, 50.0% for AGIs $25k-50k, 54.8% for AGIs $50k-75k, 55.0% for AGIs $75k-100k, 55.0% for AGIs $100k-200k, 66.7% for AGIs over 200k)
Averages for the 2004 tax year for zip code 28723, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $37,018 (Individual Income Tax Returns)
Here:
$37,018
State:
$45,376
Salary/wage: $31,295 (reported on 85.4% of returns)
Here:
$31,295
State:
$39,442
(% of AGI for various income ranges: 93.3% for AGIs below $10k, 79.8% for AGIs $10k-25k, 78.9% for AGIs $25k-50k, 75.7% for AGIs $50k-75k, 68.0% for AGIs $75k-100k, 61.1% for AGIs over 100k)
Taxable interest for individuals: $1,189 (reported on 46.9% of returns)
This zip code:
$1,189
North Carolina:
$1,515
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.1% for AGIs over 100k)
Taxable dividends: $2,414 (reported on 19.2% of returns)
Here:
$2,414
State:
$4,016
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.7% for AGIs over 100k)
Net capital gain/loss: +$9,653 (reported on 15.1% of returns)
Here:
+$9,653
State:
+$11,152
(% of AGI for various income ranges: 0.3% for AGIs below $10k, -0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 12.1% for AGIs over 100k)
Profit/loss from business: +$7,847 (reported on 19.3% of returns)
Here:
+$7,847
State:
+$9,490
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 6.8% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 4.3% for AGIs over 100k)
IRA payment deduction: $2,901 (reported on 2.8% of returns)
28723:
$2,901
North Carolina:
$2,967
Total itemized deductions: $19,236 (25% of AGI, reported on 24.7% of returns)
Here:
$19,236
State:
$19,464
Here:
24.8% of AGI
State:
22.7% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 6.6% for AGIs $10k-25k, 10.1% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 17.5% for AGIs over 100k)
Charity contributions deductions: $3,660 (5% of AGI, reported on 20.8% of returns)
Here:
$3,660
State:
$4,035
Here:
4.7% of AGI
State:
4.5% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.7% for AGIs over 100k)
Total tax: $5,068 (reported on 72.9% of returns)
28723:
$5,068
State:
$7,257
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 15.9% for AGIs over 100k)
Earned income credit: $1,506 (reported on 15.8% of returns)
Here:
$1,506
State:
$1,851
Percentage of individuals using paid preparers for their 2004 taxes: 54.1%
Here:
54%
State:
62%
(% for various income ranges: 41.1% for AGIs below $10k, 57.8% for AGIs $10k-25k, 59.2% for AGIs $25k-50k, 59.9% for AGIs $50k-75k, 55.9% for AGIs $75k-100k, 64.9% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 1.0% of all households
Gay men: 0.6% of all households
Household received Food Stamps/SNAP in the past 12 months: 193 Household did not receive Food Stamps/SNAP in the past 12 months: 3,567
Women who had a birth in the past 12 months: 31 (32 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 4,082 (418 now married, 3,635 unmarried)
Housing units in zip code 28723 with a mortgage: 720 (17 second mortgage, 6 both second mortgage and home equity loan) Houses without a mortgage: 44
Median monthly owner costs for units with a mortgage: $1,113 Median monthly owner costs for units without a mortgage: $328
Residents with income below the poverty level in 2022:
This zip code:
30.6%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:
10.6%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
5.9
State:
6.4
Median number of rooms in apartments:
Here:
3.5
State:
4.4
Notable locations in this zip code not listed on our city pages
Churches in zip code 28723 include: Balsam Grove Church (A), Double Spring Church (B), Moses Creek Church (C), Mount Carmel Church (D), Catherine Chapel (E), Yellow Mountain Church (F). Display/hide their locations on the map
Cemeteries: Brasstown Cemetery (1), Brown Cemetery (2), Wyke Cemetery (3), Queen Cemetery (4), Coward Cemetery (5), Rogers Cemetery (6), Cox Cemetery (7). Display/hide their locations on the map
Streams, rivers, and creeks: Hurricane Creek (A), Dryland Laurel Branch (B), Grassy Creek (C), Grassy Camp Creek (D), Gem Creek (E), Craig Creek (F), Coppermine Creek (G), Flat Creek (H), Cherry Gap Branch (I). Display/hide their locations on the map
407 married couples with children.
214 single-parent households (214 women).
91.0% of residents of 28723 zip code speak English at home.
7.2% of residents speak Spanish at home (43% very well, 21% well, 29% not well, 6% not at all).
0.7% of residents speak other Indo-European language at home (76% very well, 8% well, 16% not well).
0.3% of residents speak Asian or Pacific Island language at home (45% very well, 21% well, 34% not well).
0.4% of residents speak other language at home (37% very well, 63% well).
Foreign born population: 557 (5.0%) (27.7% of them are naturalized citizens)
This zip code:
5.0%
Whole state:
8.6%
62%Honduras
6%Serbia
6%Taiwan
3%Lebanon
2%Japan
2%Malaysia
1%Hungary
34%American
9%English
8%Irish
5%German
3%Italian
2%European
1%Scotch-Irish
Year of entry for the foreign-born population
3922010 or later
2002000 to 2009
871990 to 1999
105Before 1990
Facilities with environmental interests located in this zip code:
CULLOWHEE VALLEY SCHOOL (240 WISDOM DRIVE in CULLOWHEE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM (National Center for Education Statistics) - STATE ID-304 Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS Organizations: JACKSON COUNTY SCHOOLS (SCHOOL DISTRICT)
CULLOWHEE VALLEY BAPTIST CHURCH (TILLEY CREEK ROAD BO COVE R in CULLOWHEE, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00SX0D64FBENR7MQ18, WASTEWATER FACILITY National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: RELIGIOUS ORGANIZATIONS
Housing units lacking complete plumbing facilities: 0.3% Housing units lacking complete kitchen facilities: 0.5%
72.9%Electricity
13.9%Bottled, tank, or LP gas
8.1%Wood
2.7%Utility gas
2.5%Fuel oil, kerosene, etc.
Population in 1990: 2,886. Population change in the 1990s: +5,769 (+199.9%).
Place of birth for U.S.-born residents:
This state: 6,187
Northeast: 638
Midwest: 736
South: 2,388
West: 387
42% of the 28723 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 22% lived in this county. Out of people who lived in different counties, 50% lived in North Carolina.
82% of the 28723 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 18% moved from this county. Out of people who lived in different houses, 63% moved from different county within same state. Out of people who lived in different houses, 20% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 83
Here:
22.7%
North Carolina:
13.8%
Students in private schools in grades 9 to 12 (high school): 1
Here:
0.6%
North Carolina:
11.9%
Students in private undergraduate colleges: 159
Here:
3.0%
North Carolina:
19.3%
Occupation by median earnings in the past 12 months ($)
63,678Installation, maintenance, and repair occupations
58,851Health diagnosing and treating practitioners and other technical occupations
56,860Health technologists and technicians
56,211Management occupations
43,177Architecture and engineering occupations
34,251Education, training, and library occupations
Companies with federal contracts located in this zip code:
WESTERN CAROLINA UNIVERSITY (340 H F ROBINSN BLDG 340 in CULLOWHEE, NC)
$10,000 with Indian Affairs (Assistant Secretary) for Other Education and Training Services. Signed on 2001-06-15. Completion date: 2001-07-15.
Top industries in this zip code by the number of employees in 2005:
Accommodation and Food Services: Food Service Contractors (100-249 employees: 1 establishment, 10-19 employees: 1 establishment)
3,347 people in college/university student housing
People in group quarters in 2000:
2,463 people in college dormitories (includes college quarters off campus)
Fatal accident statistics in 2012:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fires per year is 22. The highest number of fire incidents - 48 took place in 2008, and the least - 1 in 2004. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (61.0%), and Outside Fires (21.9%).
Fire incident types reported to NFIRS in Zip Code 28723