12972 Zip Code (Peru, NY) Detailed Profile

Estimated zip code population in 2022: 6,937
Zip code population in 2010: 6,364
Zip code population in 2000: 5,615

Houses and condos: 3,115
Renter-occupied apartments: 334
March 2022 cost of living index in zip code 12972: 93.8 (less than average, U.S. average is 100)

Land area: 82.7 sq. mi.
Water area: 0.6 sq. mi.

Population density: 84 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,282 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,615 (2.2%)

For population 25 years and over in 12972:

• High school or higher: 93.7%
• Bachelor's degree or higher: 35.2%
• Graduate or professional degree: 18.6%
• Unemployed: 2.2%
• Mean travel time to work (commute): 20.0 minutes

For population 15 years and over in 12972:

• Never married: 26.0%
• Now married: 56.5%
• Separated: 4.5%
• Widowed: 5.0%
• Divorced: 8.0%

• 
• • 6,28390.6%White
  • 3324.8%Hispanic or Latino
  • 1241.8%Black
  • 1161.7%Two or more races
  • 761.1%Asian
  • 30.04%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 12972, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,914 (Individual Income Tax Returns)

Here:	$65,914
State:	$90,930

Salary/wage: $55,346 (reported on 82.7% of returns)

Here:	$55,346
State:	$72,104

(% of AGI for various income ranges: 1291.7% for AGIs below $25k, 3288.8% for AGIs $25k-50k, 5712.5% for AGIs $50k-75k, 8050.0% for AGIs $75k-100k, 15684.4% for AGIs $100k-200k, 55176.7% for AGIs over 200k)

Taxable interest for individuals: $791 (reported on 39.0% of returns)

This zip code:	$791
New York:	$3,075

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 21.4% for AGIs $25k-50k, 30.2% for AGIs $50k-75k, 88.6% for AGIs $75k-100k, 89.4% for AGIs $100k-200k, 313.3% for AGIs over 200k)

Ordinary dividends: $3,511 (reported on 17.0% of returns)

Here:	$3,511
State:	$11,095

(% of AGI for various income ranges: 9.0% for AGIs below $25k, 33.6% for AGIs $25k-50k, 58.8% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 169.2% for AGIs $100k-200k, 2010.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,807 (reported on 14.5% of returns)

Here:	+$9,807
State:	+$44,925

(% of AGI for various income ranges: 42.5% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 187.1% for AGIs $75k-100k, 395.3% for AGIs $100k-200k, 6863.3% for AGIs over 200k)

Profit/loss from business: +$10,678 (reported on 11.3% of returns)

Here:	+$10,678
State:	+$14,940

(% of AGI for various income ranges: 64.8% for AGIs below $25k, 111.9% for AGIs $25k-50k, 95.5% for AGIs $50k-75k, 191.1% for AGIs $75k-100k, 521.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,122 (reported on 8.5% of returns)

12972:	$14,122
New York:	$19,609

(% of AGI for various income ranges: 42.3% for AGIs below $25k, 70.5% for AGIs $25k-50k, 112.8% for AGIs $50k-75k, 242.9% for AGIs $75k-100k, 558.9% for AGIs $100k-200k)

Total itemized deductions: $27,940 (reported on 3.1% of returns)

Here:	$27,940
State:	$39,326

(% of AGI for various income ranges: 84.8% for AGIs below $25k, 244.6% for AGIs $75k-100k, 444.4% for AGIs $100k-200k)

Charity contributions: $7,243 (reported on 2.2% of returns)

Here:	$7,243
State:	$15,420

(% of AGI for various income ranges: 37.1% for AGIs $75k-100k, 111.9% for AGIs $100k-200k)

Taxes paid: $8,830 (reported on 3.1% of returns)

12972:	$8,830
State:	$9,183

(% of AGI for various income ranges: 22.5% for AGIs below $25k, 102.5% for AGIs $75k-100k, 128.1% for AGIs $100k-200k)

Earned income credit: $2,010 (reported on 12.3% of returns)

Here:	$2,010
State:	$2,138

(% of AGI for various income ranges: 75.7% for AGIs below $25k, 55.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.2%

Here:	97%
State:	95%

(% for various income ranges: 95.3% for AGIs below $25k, 97.3% for AGIs $25k-50k, 98.1% for AGIs $50k-75k, 97.4% for AGIs $75k-100k, 98.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12972, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,801 (Individual Income Tax Returns)

Here:	$55,801
State:	$77,088

Salary/wage: $49,689 (reported on 84.6% of returns)

Here:	$49,689
State:	$60,593

(% of AGI for various income ranges: 73.3% for AGIs below $25k, 75.8% for AGIs $25k-50k, 74.0% for AGIs $50k-75k, 74.4% for AGIs $75k-100k, 79.8% for AGIs $100k-200k, 62.3% for AGIs over 200k)

Taxable interest for individuals: $686 (reported on 42.5% of returns)

This zip code:	$686
New York:	$3,125

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $2,095 (reported on 19.4% of returns)

Here:	$2,095
State:	$10,299

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,980 (reported on 11.7% of returns)

Here:	+$1,980
State:	+$42,474

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Profit/loss from business: +$10,392 (reported on 12.0% of returns)

Here:	+$10,392
State:	+$16,168

(% of AGI for various income ranges: 4.1% for AGIs below $25k, 1.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,382 (reported on 9.4% of returns)

12972:	$10,382
New York:	$17,621

(% of AGI for various income ranges: 3.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Total itemized deductions: $19,720 (20% of AGI, reported on 32.8% of returns)

Here:	$19,720
State:	$34,985

Here:	19.8% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.7% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 14.9% for AGIs $100k-200k, 14.0% for AGIs over 200k)

Charity contributions: $2,310 (reported on 23.1% of returns)

Here:	$2,310
State:	$5,572

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $9,930 (reported on 32.8% of returns)

12972:	$9,930
State:	$18,656

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.5% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 8.2% for AGIs $100k-200k, 9.1% for AGIs over 200k)

Earned income credit: $2,117 (reported on 13.7% of returns)

Here:	$2,117
State:	$2,230

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.1%

Here:	44%
State:	66%

(% for various income ranges: 39.6% for AGIs below $25k, 39.1% for AGIs $25k-50k, 47.9% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 51.1% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12972, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,801 (Individual Income Tax Returns)

Here:	$43,801
State:	$59,519

Salary/wage: $38,992 (reported on 87.3% of returns)

Here:	$38,992
State:	$50,673

(% of AGI for various income ranges: 90.3% for AGIs below $10k, 77.0% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 68.0% for AGIs over 100k)

Taxable interest for individuals: $935 (reported on 49.0% of returns)

This zip code:	$935
New York:	$2,377

(% of AGI for various income ranges: 4.5% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,235 (reported on 23.7% of returns)

Here:	$1,235
State:	$5,394

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$3,942 (reported on 16.7% of returns)

Here:	+$3,942
State:	+$23,581

(% of AGI for various income ranges: -0.3% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Profit/loss from business: +$9,862 (reported on 12.1% of returns)

Here:	+$9,862
State:	+$13,809

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.3% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 6.2% for AGIs over 100k)

IRA payment deduction: $2,920 (reported on 2.6% of returns)

12972:	$2,920
New York:	$3,115

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,571 (reported on 0.7% of returns)

Here:	$16,571
New York:	$19,016

Total itemized deductions: $16,058 (20% of AGI, reported on 29.8% of returns)

Here:	$16,058
State:	$25,864

Here:	19.8% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 14.8% for AGIs over 100k)

Charity contributions deductions: $2,176 (3% of AGI, reported on 25.4% of returns)

Here:	$2,176
State:	$4,439

Here:	2.6% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $5,637 (reported on 76.1% of returns)

12972:	$5,637
State:	$11,730

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $1,650 (reported on 13.1% of returns)

Here:	$1,650
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 54.4%

Here:	54%
State:	67%

(% for various income ranges: 44.9% for AGIs below $10k, 53.0% for AGIs $10k-25k, 54.8% for AGIs $25k-50k, 61.1% for AGIs $50k-75k, 56.6% for AGIs $75k-100k, 63.3% for AGIs over 100k)

Nearest zip codes: 12924, 12944, 12911, 12975, 12962, 12985.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 306
Household did not receive Food Stamps/SNAP in the past 12 months: 2,550

Women who had a birth in the past 12 months: 126 (124 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,473 (788 now married, 672 unmarried)

Housing units in zip code 12972 with a mortgage: 1,576 (160 second mortgage, 147 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,457
Median monthly owner costs for units without a mortgage: $526

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12972 household income distribution in 2022

• 122Less than $10,000
• 17$10,000 to $14,999
• 30$15,000 to $19,999
• 78$20,000 to $24,999
• 34$25,000 to $29,999
• 69$30,000 to $34,999
• 21$35,000 to $39,999
• 69$40,000 to $44,999
• 92$45,000 to $49,999
• 86$50,000 to $59,999
• 337$60,000 to $74,999
• 272$75,000 to $99,999
• 404$100,000 to $124,999
• 503$125,000 to $149,999
• 299$150,000 to $199,999
• 427$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12972

• 64Less than $10,000
• 32$10,000 to $14,999
• 44$20,000 to $24,999
• 26$50,000 to $59,999
• 228$60,000 to $69,999
• 31$80,000 to $89,999
• 38$90,000 to $99,999
• 114$100,000 to $124,999
• 212$125,000 to $149,999
• 444$150,000 to $174,999
• 107$175,000 to $199,999
• 268$200,000 to $249,999
• 246$250,000 to $299,999
• 354$300,000 to $399,999
• 172$400,000 to $499,999
• 34$500,000 to $749,999
• 23$750,000 to $999,999
• 24$1,000,000 to $1,499,999
• 26$2,000,000 or more

• Rent paid by renters in 2022 in zip code 12972

• 25$400 to $449
• 17$500 to $549
• 8$550 to $599
• 22$650 to $699
• 18$700 to $749
• 71$750 to $799
• 24$800 to $899
• 42$900 to $999
• 33$1,000 to $1,249
• 55$1,250 to $1,499
• 1$1,500 to $1,999
• 17No cash rent

Median gross rent in 2022: $981.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $199,018
• Black or African American householders: $183,079
• Asian householders: $140,001
• Two or more races householders: $394,805
• Hispanic or Latino householders: $279,357

Estimated median house or condo value in 2022: $182,218 Lower value quartile - upper value quartile: $141,278 - $302,904

Mean price in 2022:

Detached houses: $202,271

Here:	$202,271
State:	$476,719

Mobile homes: $132,860

Here:	$132,860
State:	$88,925

Housing units in structures:

• One, detached: 2,376
• One, attached: 15
• Two: 178
• 3 or 4: 37
• 5 to 9: 70
• 50 or more: 18
• Mobile homes: 394

Unemployment: 2.2%

• Means of transportation to work in zip code 12972

• 65.3%2,282Drove a car alone
• 11.9%417Carpooled
• 8.9%311Walked
• 3.9%137Other means
• 11.1%387Worked at home

• Travel time to work (commute) in zip code 12972

• 179Less than 5 minutes
• 5965 to 9 minutes
• 28410 to 14 minutes
• 84415 to 19 minutes
• 63920 to 24 minutes
• 15225 to 29 minutes
• 7930 to 34 minutes
• 4135 to 39 minutes
• 3840 to 44 minutes
• 3045 to 59 minutes
• 6960 to 89 minutes
• 12590 or more minutes

Percentage of zip code residents living and working in this county: 93.0%

Household type by relationship:

Households: 6,937

• Male householders: 1,536 (286 living alone), Female householders: 1,335 (305 living alone)

• 1,497 spouses (1,481 opposite-sex spouses), 512 unmarried partners, (512 opposite-sex unmarried partners), 1,722 children (1,542 natural, 22 adopted, 151 stepchildren), 0 grandchildren, 56 brothers or sisters, 71 parents, 0 foster children, 12 other relatives, 41 non-relatives

• In group quarters: 246 (-1 institutionalized population)

Size of family households: 825 2-persons, 371 3-persons, 485 4-persons, 150 5-persons, 9 6-persons

Size of nonfamily households: 591 1-person, 451 2-persons

1,225 married couples with children.
241 single-parent households (61 men, 180 women).

92.0% of residents of 12972 zip code speak English at home.
4.7% of residents speak Spanish at home (63% very well, 18% well, 11% not well, 8% not at all).
2.5% of residents speak other Indo-European language at home (70% very well, 30% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ADIRONDACK FARM LLC (193 BROWN ROAD in PERU, NY)

  STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
  Business SIC classification: GENERAL FARMS, PRIMARILY LIVESTOCK AND ANIMAL SPECIALTIES
  Organizations: ADIRONDACK FARMS LLC/ROCKY GIR (CONTACT/OWNER)
  Alternative names: 1, ADIRONDACK FARMS, ADIRONDACK FARMS LLC, JON RULFS

• COURNTY VILLAGE MOBILE PARK (842 MANNIX RD in PERU, NY)

  (Integrated Compliance Information System) - ICIS-02-2000-8152, FORMAL ENFORCEMENT ACTION
  Business SIC classification: WATER SUPPLY
  

• J & R SCRAP METAL (CLARK RD in PERU, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: OWNERNAME (CONTACT/OWNER)
  

• CRONINS MINI MARKET (RTE 22 & MAIN ST in PERU, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• CLINTON COUNTY ARC - PERU CR (79 PLEASANT ST in PERU, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• ADIRONDACK NORTHWAY (EXIT 35 S OF NORTHWAY in PERU, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: NYDEC (CONTACT/OWNER)
  

• AGWAY ENERGY PRODUCTS (UNION RD OFF RTE 22 in PERU, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: AGWAY PETROLEUM CORP (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 0.4%

Population in 1990: 5,640.

Place of birth for U.S.-born residents:

• This state: 5,135
• Northeast: 698
• Midwest: 236
• South: 184
• West: 164

71% of the 12972 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 77% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

93% of the 12972 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 72% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 43
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 20

Companies with federal contracts located in this zip code:

• NEPHEW ENTERPRISES, INC (697 BEAR SWAMP RD in PERU, NY; small business)

  $4,350 with Army for Food Services. Signed on 2003-03-17. Completion date: 2003-03-19.

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 5-9 employees: 2 establishments)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 1)
• Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49: 1, 5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 5-9: 1)
• Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (20-49: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 1, 1-4: 2)
• Health Care and Social Assistance: Homes for the Elderly (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 16. The highest number of fire incidents - 32 took place in 2007, and the least - 1 in 2013. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (44.9%), and Outside Fires (33.2%).


• Fire incident types reported to NFIRS in Zip Code 12972
• 11944.9%Structure Fires
• 8833.2%Outside Fires
• 3513.2%Mobile Property/Vehicle Fires
• 238.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 12972, New York

Most common first names in zip code 12972 among deceased individuals
Name	Count	Lived (average)
Robert	35	67.1 years
John	22	75.2 years
Mary	21	78.4 years
Elizabeth	19	77.5 years
George	19	77.3 years
Ruth	19	81.4 years
James	18	71.4 years
Margaret	17	85.9 years
Charles	15	69.4 years
Helen	15	78.7 years

Most common last names in zip code 12972 among deceased individuals
Last name	Count	Lived (average)
Allen	15	80.7 years
Rock	15	70.9 years
Clark	10	78.0 years
Mcgee	8	70.6 years
Hughes	8	79.6 years
Mason	7	72.7 years
Smith	7	81.7 years
Blaise	7	74.3 years
Thew	7	75.0 years
Thompson	7	71.7 years

Businesses in zip code 12972
Name	Count		Name	Count
Dunkin Donuts	1		McDonald's	1
MasterBrand Cabinets	1		Subway	1